CFPB

CFPB building. Photo credit: Getty Images/JHVEPhotoCFPB building. Photo credit: Getty Images/JHVEPhoto
July 2, 2020

CFPB Issues Rule On Escrow Exemptions For High-Priced Mortgage Loans

The Consumer Financial Protection Bureau (CFPB) issued a notice of proposed rulemaking (NPRM) that would amend Regulation Z to provide a new exemption available to certain insured depository institutions and insured credit unions from the requirement to establish escrow accounts for certain higher-priced mortgage loans (HPMLs)

Black mother and son at a sink | Photo by CDC on UnsplashBlack mother and son at a sink | Photo by CDC on Unsplash
June 30, 2020

Mortgages Still Difficult For Blacks To Get

New research published by the Consumer Financial Protection Bureau (CFPB) shows Blacks are more likely to be denied mortgages compared with white borrowers.

United States Supreme CourtUnited States Supreme Court
June 29, 2020

Supreme Court Rules CFPB’s Structure Unconstitutional

The Supreme Court ruled Monday that the structure of the Consumer Financial Protection Bureau, as currently constituted, is unconstitutional.

News
CFPB building. Credit: Getty Images/JHVEPhotoCFPB building. Credit: Getty Images/JHVEPhoto
June 24, 2020

CFPB Offers Guidance To Servicers Offering COVID-Related Forbearance Options

The Consumer Financial Protection Bureau issued an Interim Final Rule (IFR) that will make it easier for consumers to transition out of financial hardship caused by the COVID-19 pandemic and easier for mortgage servicers to assist those consumers.

CFPB building. Credit: Getty Images/JHVEPhotoCFPB building. Credit: Getty Images/JHVEPhoto
June 23, 2020

CFPB Issues New Rule For Determining Underserved Areas

The Consumer Financial Protection Bureau issued an interpretive rule to provide guidance to creditors and other persons involved in the mortgage origination process about the way in which the CFPB determines which counties qualify as “underserved” for a given calendar year.

Calendar and hourglass. Credit: GettyImages/BrianAJacksonCalendar and hourglass. Credit: GettyImages/BrianAJackson
June 22, 2020

CFPB Addresses Expiring GSE Patch

The Consumer Financial Protection Bureau issued two Notices of Proposed Rulemaking (NPRMs) to address the impending expiration of the Government-Sponsored Enterprises Patch (GSE Patch).

U.S. Capitol at sunsetU.S. Capitol at sunset
June 19, 2020

Legislation Reintroduced To Reform The CFPB

U.S. Sen. Deb Fischer (R-NE) reintroduced a measure, the Financial Product Safety Commission Act of 2020, to change the structure of the Consumer Financial Protection Bureau (CFPB) from a single director to a bipartisan commission of five individuals.

News
Teamwork all hands inTeamwork all hands in
May 12, 2020

CFPB, FHFA & HUD Jointly Launch Mortgage And Housing Assistance Site

Homeowners and renters impacted by the COVID-19 pandemic now have a new resource to access the most up-to-date information on housing assistance, thanks to a joint effort by the Consumer Financial Protection Bureau, Federal Housing Finance Agency and Department of Housing and Urban Development.

News
Next
1 / 2

Members attend free.

Oh, and membership is always free, too.

Welcome! Check your email for something special
Oops! Something went wrong while submitting the form.